How Close Are You To Your FREEDOM POINT?
Your FREEDOM POINT is when you have achieved a Work Optional Lifestyle. At this point you have the freedom to keep working or to walk away and pursue other passions.
The ARD Private Client Approach
Crystalize
Crystalize the client's financial objectives
Review
Review what the client currently has in place to meet those objectives
Identify
Identify gaps in planning and opportunities for improvement
Educate
Educate the client on the strategies that are best suited to meet their goals and objectives
What services do we provide?
As independent professionals, we set out to repair, redefine and reinvent the role of a financial Advisor. Our process allows us to form trustworthy, long-term partnerships with the families we serve.
ARD’s broad offerings include, but are not limited to, business exit planning, tax mitigation, asset protection, wealth management, lifestyle services and cash flow analysis. Our dedicated and experienced team of third party professionals can provide an array of services necessary for your family, including assistance with lending, risk management, special projects, banking matters, financial reporting and more.
Business Planning
Business owners are busy running their business and you have build an amazing business. We help make sure the walk-away plan is in place so you can exit without the typical regrets and with limited liability for the company.
Philanthropy
We help you leave the lasting impact you want by assisting with organization and distribution of the funds you set aside for humanitarian purposes.
Estate Planning
We help you plan for the disposition of your assets and structure them to help protect your heirs and have the lasting impact you desire.
Wealth Management
We put all the pieces of your unique puzzle together to create a financial strategy that fits your needs. Our wealth management formula includes investment consulting, advanced planning and relationship management.
Professional Network Management
This can save you time and give you clarity with decision making. Getting all your advisers involved in the process and having a room full of subject-matter experts and thought leaders involved leads to a higher probability of achieving your goals and objectives.
Special Projects
This is in preparation of big life events like buying or selling a business, retiring or investing in nontraditional assets. We can help you plan, offer detailed analysis or just let you bounce ideas. We aim to take the risk out of events that may be unexpected and exciting.
Tax Management
We help create a plan to move money to the most tax-efficient areas and strategies. It’s an ongoing process we know exists beyond just Dec. 31 and April 15.
Lifestyle Services
You deserve a custom blend of services that are uniquely you. We can provide access to concierge physician networks, private banking relationships, future care planning, privacy and cyber protection advice and more.
Asset Protection
We work with your other subject-matter experts to implement a risk management strategy that helps ensure your assets are not unjustly taken.
Reporting
This includes regularly scheduled reviews of goal progress, investments, assets and financial overviews communicated clearly and in a timely manner so you are not left wondering what’s going on. Monitoring provides a close watch of wealth transfer, risk management and wealth enhancement plans to lower the chance anything falls through the cracks.
THE ARD PRIVATE CLIENT MEETING PROCESS™
Target: 14 Days
Discovery Meeting
Initial Candidate Interview
Future Vision Assessment
Target: 7 Days
Financial Plan Presentation Meeting
Present Greatest Probability Strategy Action Plan (GPS)
& Investment Policy Statement (IPS)
Target: 7 Days
Mutual Commitment Meeting
Review GPS & IPS
Confirmation of Commitment
Target: 45 Days
Target: 45 Days
The Implementation Meeting
Take Action on Your Plan
Target Deliverables:
- Begin Implementing Comprehensive Lifetime Written Financial Plan
- Review Greatest Probability Strategy Action-Plan (GPS)
Wealth Projection & Special Projects
Target: 45 Days
Target Deliverables:
- Review Potential Risks to the plan
- Review Auto & Homeowner's Insurance coverages
- Review other insurance policy coverages— Long Term Care, Life Insurance, Health Insurance.
- Measure current Asset Values vs. Goals
- Review General Structure and Asset Strategy
- Review Annual Credit Report
- Review any Special Projects
Wealth Transfer & Philantrophy Goals
Target: 4 Months
Target Deliverables:
- Comprehensive Review of Estate Plan
- Review Beneficiaries & Incapacity Team
- Corporate Trust Services
- Family Legacy/Mission planning
- Measure Current Asset v. Goals
- Review General Structure and Asset Strategy
- Review Annual Credit Report
- Review Philantrophy Planning
- DAF and Family Foundations
Wealth Enhancement & Lifestyle Services
Target: 4 Months
Target: 4 Months
Target Deliverables:
- Review Income Tax Situation & Planning Opportunities
- Review Comprehensive Strategy for Cash & Debt
- SBLOC and Home Equity
- Measure current Asset Values & Goals
- Review General Structure and Asset Strategy
- Review Annual Credit Report
- Review Lifestyle Services
- Concierge Medicine
- Private Banking
Confidential—Proprietary Property of Advanced Retirement Design, LLC. Investment Advisory Services offered through ARD Advisory Services a Registered Investment Adviser.